We present the first theoretical calculation of nonfactorizable charm-quark loop contributions to the amplitude. This contribution involves the -meson three-particle Bethe-Salpeter amplitude, , for which we take into account constraints from analyticity and continuity. We calculate the relevant form factors, , and provide convenient parametrizations of our results, applicable in the region below hadron resonances, and . We report that factorizable and nonfactorizable charm contributions to the amplitude have opposite signs. To compare the charm and the top contributions, the nonfactorizable charming loop contribution is expressed as a non-universal (i.e., dependent on the reaction) -dependent correction to the Wilson coefficient . For the amplitude the correction is found to be positive, . Our numerical results for the form factors depend sizeably on the precise value of the parameter , and for a fixed value of , may be calculated with about 10% accuracy.